The Thrift Savings Plan (TSP) is a critical for the retirement security of Federal retirees. Most FERS retirees will need TSP withdrawals to supplement their an
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Last week I spent a day advising Senate employees. Many were investing as much as they could in the TSP. In some cases, I suggested they invest less. Why?Read More
Patience was rewarded in the first quarter of 2019. After significant declines during the fourth quarter of 2018, stocks worldwide rebounded during the first tRead More
The test occurred in December, when stocks sharply declined. As an example, S&P 500 Index funds were down 9% for the month. The annual high for S&P 500 Index fu
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Retirement accounts (401k, TSP, 403b) are not investments. Mutual funds are not investments. Neither are IRAs.
Now before you start feeling like I just pull
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2018 was not kind to investors in the Thrift Savings Plan (TSP) stock funds. The C and S Funds sharply declined in the fourth quarter and were down for the year
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The terms “safe” and “low risk” are often used to describe the TSP bond funds (G and F). When TSP investors hear that the G and F Funds are safer, many take it
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Has this been a good or a bad year for stocks? Well it does depend upon your definition of the word “year.”
From the beginning of this year (Year-to-date or
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Well, Happy Birthday to the Bull market, now nine years old. Blow out the candles, cut the cake, let’s enjoy it while we can.
“Bull market” and “bear market
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Which of these statements is true for the period January 1 to February 16, 2018?
1. Stock returns were bad, down 4.7% from the previous high.
2. Stoc
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Ah, floating on a cloud. Gradually going higher without many bumps. That was the stock market in 2017.
At the beginning of 2017, a common view among market
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President Trump signed the TSP Modernization Act of 2017 on November 17, 2017. The new law allows the TSP to loosen some current restrictions on withdrawals fro
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