Whether or not to pay off a mortgage early is an important part of retirement planning.Read More
Because the TSP is so important to Federal employees and retirees, Montgomery College asked Arthur Stein, CFP® to teach a three hour class.Read More
Last week I spent a day advising Senate employees. Many were investing as much as they could in the TSP. In some cases, I suggested they invest less. Why?Read More
Patience was rewarded in the first quarter of 2019. After significant declines during the fourth quarter of 2018, stocks worldwide rebounded during the first tRead More
The test occurred in December, when stocks sharply declined. As an example, S&P 500 Index funds were down 9% for the month. The annual high for S&P 500 Index fu
Read More
Retirement accounts (401k, TSP, 403b) are not investments. Mutual funds are not investments. Neither are IRAs.
Now before you start feeling like I just pull
Read More
2018 was not kind to investors in the Thrift Savings Plan (TSP) stock funds. The C and S Funds sharply declined in the fourth quarter and were down for the year
Read More
The terms “safe” and “low risk” are often used to describe the TSP bond funds (G and F). When TSP investors hear that the G and F Funds are safer, many take it
Read More
Has this been a good or a bad year for stocks? Well it does depend upon your definition of the word “year.”
From the beginning of this year (Year-to-date or
Read More
Well, Happy Birthday to the Bull market. Blow out the candles, cut the cake, let’s enjoy it while we can. Read More
Which of these statements is true for the period January 1 to February 16, 2018?
1. Stock returns were bad, down 4.7% from the previous high.
2. Stoc
Read More
Ah, floating on a cloud. Gradually going higher without many bumps. That was the stock market in 2017.
At the beginning of 2017, a common view among market
Read More