The TSP (for Federal Employees and Retirees): Art's Interview with Mike Causey
Mike Causey of Federal News Radio just interviewed me about recent declines in the TSP stock funds. We discussed how TSP investors could adjust their allocations and whether the G Fund is a good alternative for long-term investors.
You can listen to the interview here.
Recent TSP Returns
The G Fund was the winner in 2015. It outperformed all other funds, including the L Funds. Year-to-date for 2016, only the G and F Funds have a positive rate of return.
The stock funds (C, S and I) are now 11% to 22% lower than their 2015 high points.
- C Fund is down -11%
- S Fund is down -22% (a bear market)
- I Fund is down -20% (a bear market).
For more information, the blog on my website contains articles I wrote over the last three years on a variety of investment management topics.
I am a Certified Financial Planner® and help clients with their investments two different ways.
- Investment management for a fee;
- Detailed reviews of current investments.
This is for educational purposes only. To learn more about the topics mentioned and if they are suitable for you, consult an appropriate professional. Tax laws can change at any time.
Any information provided in this presentation has been prepared from sources believed to be reliable, but is not guaranteed and is not a complete summary or statement of all available data necessary for making an investment decision. Any information provided is for information purposes only and does not constitute a recommendation.
Keep in mind that:
- Past performance is no guarantee of future performance;
- Investments involve the risk of loss of principal and earnings;
- ETFs, mutual funds, money market funds, etc. are not guaranteed by the US Government, the FDIC, a bank or anyone else.
- “Average annual return” evens out variations in the actual year-to-year returns.
- ETFs, mutual funds and individual stocks and bonds fluctuate in value and there will always be times when they lose value.
- None of the information provided is necessarily relevant to anyone’s personal situation. Circumstances differ among individuals and they should not assume that these generalizations or information apply to them.
- Investments mentioned may not be suitable for all investors.
Arthur Stein Financial, LLC is registered with the states of MD, DC and VA. It is not registered with, nor is it required to be registered with, the Securities and Exchange Commission.